FnF abide by the Federal Housing Enterprises Financial Safety and Soundness Act of 1992. HERA is just a law to amend the Act of 1992 mentioned. FHFA hasn't complied with its duty of maintenance of adequate capital. FHFA hasn't complied with its duty of Capital classification disclosure for FnF. FHFA hasn't complied with its duty of Restriction of Capital Distribution to an undercapitalized FnF. FHFA hasn't complied with its duty of approving Capital Restoration Plan for FnF. The Financial Safety and Soundness Act of 1992 (FSSA) established the Office of Federal Housing Enterprise Oversight (OFHEO), predecessor of the current Federal Housing Finance Agency (FHFA) and it regulates not only Fannie Mae and Freddie Mac, but also the 12 Federal Home Loan Banks (FHLBs comprised for thousands of Community Banks) that are also Government-Sponsored Enterprises (GSEs). Fannie Mae and Freddie Mac still abide by the Financial Safety and Soundness Act of 1992. In J